{"id":15552,"date":"2026-10-06T10:49:47","date_gmt":"2026-10-06T05:19:47","guid":{"rendered":"https:\/\/threatcop.com\/blog\/?p=15552"},"modified":"2026-10-06T10:49:49","modified_gmt":"2026-10-06T05:19:49","slug":"emea-banking-cybersecurity","status":"publish","type":"post","link":"https:\/\/threatcop.com\/blog\/emea-banking-cybersecurity\/","title":{"rendered":"EMEA Banking Cybersecurity: Threats and Defenses"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Banks across Europe, the Middle East, and Africa face a worsening threat picture. Phishing drives a large share of incidents, as <a href=\"https:\/\/www.ibm.com\/reports\/data-breach\" rel=\"nofollow noopener\" target=\"_blank\">industry breach research<\/a> keeps showing. <a href=\"https:\/\/cfotech.co.uk\/story\/third-party-cyber-breaches-surge-25-in-europe-s-top-banks\" rel=\"nofollow noopener\" target=\"_blank\">Supplier breaches now hit most large institutions<\/a>, and ransomware can stop work for weeks. Yet the controls that help most are plain ones: email authentication, verified payment steps, vendor checks, and staff who report fast.<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_88 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #414141;color:#414141\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #414141;color:#414141\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/threatcop.com\/blog\/emea-banking-cybersecurity\/#Why_Finance_Draws_the_Most_Attacks\" >Why Finance Draws the Most Attacks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/threatcop.com\/blog\/emea-banking-cybersecurity\/#What_the_Threat_Picture_Looks_Like\" >What the Threat Picture Looks Like<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/threatcop.com\/blog\/emea-banking-cybersecurity\/#Book_a_Free_Demo_Call_with_Our_Expert\" >Book a Free Demo Call with Our Expert<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/threatcop.com\/blog\/emea-banking-cybersecurity\/#The_Third-Party_Problem\" >The Third-Party Problem<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/threatcop.com\/blog\/emea-banking-cybersecurity\/#Phishing_Is_Still_the_Front_Door\" >Phishing Is Still the Front Door<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/threatcop.com\/blog\/emea-banking-cybersecurity\/#Protect_the_Banks_Name_Too\" >Protect the Bank&#8217;s Name Too<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/threatcop.com\/blog\/emea-banking-cybersecurity\/#Build_the_Program_Around_People\" >Build the Program Around People<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/threatcop.com\/blog\/emea-banking-cybersecurity\/#The_Bottom_Line\" >The Bottom Line<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/threatcop.com\/blog\/emea-banking-cybersecurity\/#Frequently_Asked_Questions\" >Frequently Asked Questions<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_Finance_Draws_the_Most_Attacks\"><\/span>Why Finance Draws the Most Attacks<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Banks hold money, identity data, and the payment rails other industries rely on. So that mix makes them a first-choice target rather than a target of chance. <a href=\"https:\/\/threatcop.com\/blog\/why-are-phishing-attacks-so-successful\/\">Phishing attacks succeed<\/a> against them for the same reason they succeed elsewhere, because they aim at people.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Rules add pressure as well. A breach brings reports to supervisors, notice to customers, and public attention. So the cost runs well past the incident itself. In the EU, <a href=\"https:\/\/www.digital-operational-resilience-act.com\/\" rel=\"nofollow noopener\" target=\"_blank\">the Digital Operational Resilience Act<\/a> also sets out how firms should manage and report technology risk, including risk that arrives through suppliers.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Digital growth widens the target at the same time. Mobile apps, open banking links, and cloud services all add connections. Each one is a door that someone else helps guard.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_the_Threat_Picture_Looks_Like\"><\/span>What the Threat Picture Looks Like<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Across the region, a few attack types do most of the damage. The table below pairs each one with the defense that works.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><strong>Threat<\/strong><\/th><th><strong>How it reaches the bank<\/strong><\/th><th><strong>Defense that works<\/strong><\/th><\/tr><\/thead><tbody><tr><td>Phishing and spear phishing<\/td><td>Email or chat aimed at staff<\/td><td>Reporting habit, simulations, authentication<\/td><\/tr><tr><td>Business email compromise<\/td><td>Fake payment or supplier change<\/td><td>Callback rule, dual approval<\/td><\/tr><tr><td>Ransomware<\/td><td>Stolen credentials, then spread<\/td><td>Segmentation, tested backups, fast reporting<\/td><\/tr><tr><td>Third-party breach<\/td><td>A supplier&#8217;s weakness, not yours<\/td><td>Vendor review, access limits, monitoring<\/td><\/tr><tr><td>DDoS<\/td><td>Public-facing services flooded<\/td><td>Upstream filtering, rehearsed failover<\/td><\/tr><tr><td>Customer-facing fraud<\/td><td>Spoofed bank emails to clients<\/td><td>DMARC enforcement, customer education<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Two rows matter most. Phishing drives a large share of incidents across the region, and supplier exposure has grown fast among the largest banks. Both start outside the firewall, and both end with someone trusting a message.<\/p>\n\n\n\n<meta charset=\"UTF-8\">\n<meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\">\n<title>Threatcop \u2013 Book a Free Demo<\/title>\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Outfit:wght@300;400;500;600;700&#038;display=swap\" rel=\"stylesheet\">\n<style>\n  .tc-wrap , .tc-wrap ::before, .tc-wrap ::after { box-sizing: border-box; margin: 0; padding: 0; }\n  .tc-wrap { font-family: 'Outfit', sans-serif; width: 100%; display: flex; justify-content: center; padding: 20px 10px; }\n  .tc-card { width: 100%; max-width: 820px; background: #fff; border-radius: 20px; overflow: hidden; box-shadow: 0 20px 60px rgba(24,57,148,0.13), 0 4px 16px rgba(24,57,148,0.07); display: flex; flex-direction: row; }\n  .tc-left { background: linear-gradient(160deg, #1e44b0 0%, #183994 40%, #0e2570 100%); width: 320px; flex-shrink: 0; padding: 40px 32px; display: flex; flex-direction: column; 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}\n  .tc-btn-submit svg { width: 16px; height: 16px; stroke: #fff; stroke-width: 2.2; fill: none; flex-shrink: 0; }\n  .tc-trust { margin-top: 10px !important; display: flex !important; align-items: center !important; justify-content: center !important; gap: 5px; font-size: 13px !important; color: #a0b0cc !important; font-family: 'Outfit', sans-serif !important; }\n  .tc-trust svg { width: 12px; height: 12px; stroke: #a0b0cc; stroke-width: 2; fill: none; flex-shrink: 0; }\n  @media (max-width: 680px) {\n    .tc-card { flex-direction: column !important; }\n    .tc-left { width: 100% !important; padding: 28px 24px 24px !important; }\n    .tc-right { padding: 24px 20px !important; }\n    .tc-grid { grid-template-columns: 1fr !important; }\n    .tc-field.full { grid-column: 1 !important; }\n  }\n<\/style>\n\n<div class=\"tc-wrap\">\n  <div class=\"tc-card\">\n    <div class=\"tc-left\">\n      <div class=\"tc-panel-inner\">\n        <div class=\"tc-badge\">\n          <span class=\"tc-badge-dot\"><\/span>\n          People Security Management\n        <\/div>\n        <h2><span class=\"ez-toc-section\" id=\"Book_a_Free_Demo_Call_with_Our_Expert\"><\/span>Book a Free<br><em>Demo Call<\/em><br>with Our Expert<span class=\"ez-toc-section-end\"><\/span><\/h2>\n        <p class=\"tc-sub\">Discover how Threatcop protects your workforce from modern cyber threats.<\/p>\n      <\/div>\n    <\/div>\n    <div class=\"tc-right\">\n      <div class=\"tc-form-title\">Your Details<\/div>\n      <form action=\"https:\/\/threatcop.com\/thankyou-blog\" method=\"get\" target=\"_blank\">\n        <input type=\"hidden\" name=\"BlogForm\" value=\"BlogForm\">\n        <input type=\"hidden\" name=\"PageSource\" id=\"tc-page-source\" value=\"\">\n        <div class=\"tc-grid\">\n          <div class=\"tc-field\">\n            <label>Full Name<\/label>\n            <div class=\"tc-input-wrap\">\n              <input type=\"text\" name=\"FullName\" placeholder=\"Jane Smith\" required=\"\">\n              <svg class=\"tc-fi\" viewBox=\"0 0 24 24\" stroke-linecap=\"round\"><circle cx=\"12\" cy=\"8\" r=\"4\"><\/circle><path d=\"M4 20c0-4 3.58-7 8-7s8 3 8 7\"><\/path><\/svg>\n            <\/div>\n          <\/div>\n          <div class=\"tc-field\">\n            <label>Company Name<\/label>\n            <div class=\"tc-input-wrap\">\n              <input type=\"text\" name=\"CompanyName\" placeholder=\"Acme Corp\" required=\"\">\n              <svg class=\"tc-fi\" viewBox=\"0 0 24 24\" stroke-linecap=\"round\"><rect x=\"3\" y=\"3\" width=\"18\" height=\"18\" rx=\"2\"><\/rect><path d=\"M9 3v18M3 9h6M3 15h6\"><\/path><\/svg>\n            <\/div>\n          <\/div>\n          <div class=\"tc-field full\">\n            <label>Corporate Email<\/label>\n            <div class=\"tc-input-wrap\">\n              <input type=\"email\" name=\"email\" placeholder=\"jane@yourcompany.com\" required=\"\">\n              <svg class=\"tc-fi\" viewBox=\"0 0 24 24\" stroke-linecap=\"round\"><rect x=\"2\" y=\"4\" width=\"20\" height=\"16\" rx=\"2\"><\/rect><polyline points=\"2,4 12,13 22,4\"><\/polyline><\/svg>\n            <\/div>\n          <\/div>\n          <div class=\"tc-field full\">\n            <label>Phone Number<\/label>\n            <div class=\"tc-input-wrap\">\n              <input type=\"number\" name=\"Phone\" placeholder=\"98765 43210\" required=\"\">\n              <svg class=\"tc-fi\" viewBox=\"0 0 24 24\" stroke-linecap=\"round\"><path d=\"M22 16.92v3a2 2 0 01-2.18 2A19.79 19.79 0 013.09 4.18 2 2 0 015.07 2h3a2 2 0 012 1.72c.13.96.36 1.9.71 2.81a2 2 0 01-.45 2.11L9.09 9.91a16 16 0 006 6l1.27-1.27a2 2 0 012.11-.45c.91.35 1.85.58 2.81.71A2 2 0 0122 16.92z\"><\/path><\/svg>\n            <\/div>\n          <\/div>\n        <\/div>\n        <button type=\"submit\" class=\"tc-btn-submit\">\n          <svg viewBox=\"0 0 24 24\" stroke-linecap=\"round\"><path d=\"M22 2L11 13M22 2L15 22l-4-9-9-4 20-7z\"><\/path><\/svg>\n          Book My Free Demo\n        <\/button>\n        <div class=\"tc-trust\">\n          <svg viewBox=\"0 0 24 24\" stroke-linecap=\"round\"><rect x=\"3\" y=\"11\" width=\"18\" height=\"11\" rx=\"2\"><\/rect><path d=\"M7 11V7a5 5 0 0110 0v4\"><\/path><\/svg>\n          Your data is safe &amp; never shared with third parties\n        <\/div>\n      <\/form>\n    <\/div>\n  <\/div>\n<\/div>\n<script>document.getElementById('tc-page-source').value = window.location.href;<\/script>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"The_Third-Party_Problem\"><\/span>The Third-Party Problem<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Supplier risk is the sharpest edge of this. A bank can run strong internal controls and still lose data through a payments processor, a software vendor, or an outside service desk.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">So treat suppliers as part of your own attack surface:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Review before access, not after.<\/strong> Ask where data sits, who can reach it, and how fast they report an incident.<\/li>\n\n\n\n<li><strong>Limit what each vendor can reach.<\/strong> Scope access to the task, and review it on a schedule.<\/li>\n\n\n\n<li><strong>Require breach notification terms<\/strong> with a fixed deadline in the contract.<\/li>\n\n\n\n<li><strong>Watch the connection, not just the paperwork.<\/strong> Monitor vendor accounts the way you monitor staff accounts.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Threatcop has written about <a href=\"https:\/\/threatcop.com\/blog\/third-party-data-breaches\/\">third-party data breaches<\/a> and why they keep working. In banking, the same gap simply costs more.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Phishing_Is_Still_the_Front_Door\"><\/span>Phishing Is Still the Front Door<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Most of these attacks still start with a message. An employee gets a convincing email, chat, or call, and acts on it. AI has made those messages cleaner, so the old advice about spotting bad grammar no longer helps.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Banking adds its own pressure to that moment. Staff work to cut-off times, and a delayed payment has real consequences for a client. So attackers use that clock deliberately, which is why urgency appears in almost every lure aimed at the sector.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Local context shapes the lures as well. Threatcop has looked at <a href=\"https:\/\/threatcop.com\/blog\/phishing-attacks-in-the-middle-east\/\">phishing attacks on Middle Eastern organizations<\/a>, where a mix of languages and fast digital growth changes what staff see.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Together, three habits cut most of the risk:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Verify money and access requests through a known channel.<\/strong> Never use the number or link in the message.<\/li>\n\n\n\n<li><strong>Report fast, and make reporting blame-free.<\/strong> Minutes decide whether a campaign spreads.<\/li>\n\n\n\n<li><strong>Practice on real channels.<\/strong> Email, chat, text, and voice all carry attacks now.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Protect_the_Banks_Name_Too\"><\/span>Protect the Bank&#8217;s Name Too<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Customers also get attacked in your name. A faked message that appears to come from the bank damages trust, even when nothing inside the bank fails.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Email authentication fixes this directly. Set up and enforced well, it tells receiving mail servers which senders are real. As a result, faked versions of your domain get rejected far more often. <a href=\"https:\/\/threatcop.com\/real-time-dmarc\">Real-time DMARC monitoring<\/a> also shows who sends mail using your domain, which is how banking teams find abuse early.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pair that with plain customer guidance. For example, tell clients which channels you use, and say clearly that you never ask for credentials by email.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Build_the_Program_Around_People\"><\/span>Build the Program Around People<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Technology filters volume. People handle whatever gets through, and in finance that includes most of the costly attacks.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">So train by role, because exposure differs sharply in a bank. Payments staff need the callback rule as a reflex. Relationship managers face impersonation of clients. Branch and contact-center staff face phone-based social engineering. Developers and IT hold broad access.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Then measure behavior rather than completion. Reporting rate and time to report show whether training reached the moment that matters. Programs also work best when they fit local language and working patterns, so <a href=\"https:\/\/threatcop.com\/threatcop-security-awareness-training\">security awareness training<\/a> across EMEA should support more than one language.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"The_Bottom_Line\"><\/span>The Bottom Line<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The threat picture across EMEA finance keeps getting harder. Yet the costliest attacks still arrive as a message someone trusts, or through a supplier nobody watched closely. So fix those two paths first. Then measure whether your staff report faster this quarter than last.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span>Frequently Asked Questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\t\t<div class=\"sp-easy-accordion-block sp-eab-regular-accordion alignwide\"\n\t\t\t\t>\n\t\t\t<div class=\"sp-eab-wrapper sp-eab-vertical-accordion sp-eab-4cba546cf481\">\n\t\t\t\t\t\t\t\t<div class='sp-eab-accordion sp-eab-mode-vertical sp-eab-vertical-one sp-d-flex' data-accordion-settings=\"{&quot;mode&quot;:&quot;vertical&quot;,&quot;activeEvent&quot;:&quot;click&quot;,&quot;defaultAccordionOpen&quot;:&quot;first-item&quot;,&quot;selectedItemOpen&quot;:0,&quot;openMultiItemAtaTime&quot;:false,&quot;scrollToTopOnLoad&quot;:false,&quot;scrollToTopOnClick&quot;:false,&quot;accordionItemToUrl&quot;:false,&quot;animationEffect&quot;:false,&quot;applyAccessibility&quot;:true}\">\n        \t    \t\n\t\t\t<div\n\t\t\t\tid =\"sp-eab-item-cc5271ad0950\"\n\t\t\t\tclass=\"sp-eab-accordion-item eab-item-6cf481\"\n\t\t\t\t\t\t\t>\n\t\t\t\t<div class=\"sp-eab-accordion-item-wrapper\">\n\t\t\t\t\t\t\t\t<h3 class='sp-eab-accordion-heading sp-d-flex sp-align-center eab-heading-6cf481'\n\t\t\t\t\t\t>\n\t\t\t\t<span class='sp-eab-accordion-header-wrapper sp-d-flex sp-align-center eab-icon-position-end'>\n\t\t\t\t\t<span class='sp-eab-accordion-header-start sp-d-flex sp-justify-left sp-align-center'>\n\t\t\t\t\t\t<span class='sp-eab-title-subtitle-wrapper sp-d-flex'>\n\t\t\t\t\t\t\t<span class='sp-eab-accordion-title-wrapper sp-d-flex sp-align-center'>\n\t\t\t\t\t\t\t\t<span class='sp-eab-accordion-title-text'>\n\t\t\t\t\t\t\t\t\tWhy is the finance sector targeted so heavily in EMEA?\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<span class='sp-eab-accordion-header-end eab-icon-animated'>\n\t\t\t\t\t\t\t\t\t\t\t\t<span class='sp-eab-expand-collapse-icon sp-d-block'>\n\t\t\t\t\t\t\t<i class='sp-eab-expand-icon eab-icon-angle-down-solid'><\/i>\n\t\t\t\t\t\t\t<i class='sp-eab-collapse-icon eab-icon-angle-up-solid'><\/i>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/h3>\n\t\t\t\t\t\t\t<!-- accordion body -->\n\t\t\t\t\t<div class='sp-eab-accordion-content eab-content-6cf481'>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class='sp-eab-accordion-content-wrapper'>\n\t\t\t\t\t\t\t<div class='sp-eab-accordion-body'>\n\t\t\t    \t\t\t\t\n\n<p class=\"wp-block-paragraph\">Banks hold money, identity data, and critical payment infrastructure. They are also heavily regulated, so an incident brings reporting duties and reputational damage on top of direct losses. Rapid digital growth and supplier dependence widen the attack surface further.<\/p>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\n\t\t\t<div\n\t\t\t\tid =\"sp-eab-item-831c76a2d230\"\n\t\t\t\tclass=\"sp-eab-accordion-item eab-item-6cf481\"\n\t\t\t\t\t\t\t>\n\t\t\t\t<div class=\"sp-eab-accordion-item-wrapper\">\n\t\t\t\t\t\t\t\t<h3 class='sp-eab-accordion-heading sp-d-flex sp-align-center eab-heading-6cf481'\n\t\t\t\t\t\t>\n\t\t\t\t<span class='sp-eab-accordion-header-wrapper sp-d-flex sp-align-center eab-icon-position-end'>\n\t\t\t\t\t<span class='sp-eab-accordion-header-start sp-d-flex sp-justify-left sp-align-center'>\n\t\t\t\t\t\t<span class='sp-eab-title-subtitle-wrapper sp-d-flex'>\n\t\t\t\t\t\t\t<span class='sp-eab-accordion-title-wrapper sp-d-flex sp-align-center'>\n\t\t\t\t\t\t\t\t<span class='sp-eab-accordion-title-text'>\n\t\t\t\t\t\t\t\t\tWhat is the most common attack against banks in the region?\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<span class='sp-eab-accordion-header-end eab-icon-animated'>\n\t\t\t\t\t\t\t\t\t\t\t\t<span class='sp-eab-expand-collapse-icon sp-d-block'>\n\t\t\t\t\t\t\t<i class='sp-eab-expand-icon eab-icon-angle-down-solid'><\/i>\n\t\t\t\t\t\t\t<i class='sp-eab-collapse-icon eab-icon-angle-up-solid'><\/i>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/h3>\n\t\t\t\t\t\t\t<!-- accordion body -->\n\t\t\t\t\t<div class='sp-eab-accordion-content eab-content-6cf481'>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class='sp-eab-accordion-content-wrapper'>\n\t\t\t\t\t\t\t<div class='sp-eab-accordion-body'>\n\t\t\t    \t\t\t\t\n\n<p class=\"wp-block-paragraph\">Phishing and spear phishing drive a large share of reported incidents across Europe, the Middle East, and Africa. The messages increasingly use AI-generated content, which removes the spelling and grammar cues staff were once taught to spot.<\/p>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\n\t\t\t<div\n\t\t\t\tid =\"sp-eab-item-89711b9011d1\"\n\t\t\t\tclass=\"sp-eab-accordion-item eab-item-6cf481\"\n\t\t\t\t\t\t\t>\n\t\t\t\t<div class=\"sp-eab-accordion-item-wrapper\">\n\t\t\t\t\t\t\t\t<h3 class='sp-eab-accordion-heading sp-d-flex sp-align-center eab-heading-6cf481'\n\t\t\t\t\t\t>\n\t\t\t\t<span class='sp-eab-accordion-header-wrapper sp-d-flex sp-align-center eab-icon-position-end'>\n\t\t\t\t\t<span class='sp-eab-accordion-header-start sp-d-flex sp-justify-left sp-align-center'>\n\t\t\t\t\t\t<span class='sp-eab-title-subtitle-wrapper sp-d-flex'>\n\t\t\t\t\t\t\t<span class='sp-eab-accordion-title-wrapper sp-d-flex sp-align-center'>\n\t\t\t\t\t\t\t\t<span class='sp-eab-accordion-title-text'>\n\t\t\t\t\t\t\t\t\tHow serious is third-party risk for financial institutions?\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<span class='sp-eab-accordion-header-end eab-icon-animated'>\n\t\t\t\t\t\t\t\t\t\t\t\t<span class='sp-eab-expand-collapse-icon sp-d-block'>\n\t\t\t\t\t\t\t<i class='sp-eab-expand-icon eab-icon-angle-down-solid'><\/i>\n\t\t\t\t\t\t\t<i class='sp-eab-collapse-icon eab-icon-angle-up-solid'><\/i>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/h3>\n\t\t\t\t\t\t\t<!-- accordion body -->\n\t\t\t\t\t<div class='sp-eab-accordion-content eab-content-6cf481'>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class='sp-eab-accordion-content-wrapper'>\n\t\t\t\t\t\t\t<div class='sp-eab-accordion-body'>\n\t\t\t    \t\t\t\t\n\n<p class=\"wp-block-paragraph\">Third-party risk is now one of the largest exposures in finance. Most major institutions have had a breach that arrived through a supplier rather than their own systems. Vendor review, scoped access, and contractual reporting deadlines reduce it.<\/p>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\n\t\t\t<div\n\t\t\t\tid =\"sp-eab-item-a762f57d5b52\"\n\t\t\t\tclass=\"sp-eab-accordion-item eab-item-6cf481\"\n\t\t\t\t\t\t\t>\n\t\t\t\t<div class=\"sp-eab-accordion-item-wrapper\">\n\t\t\t\t\t\t\t\t<h3 class='sp-eab-accordion-heading sp-d-flex sp-align-center eab-heading-6cf481'\n\t\t\t\t\t\t>\n\t\t\t\t<span class='sp-eab-accordion-header-wrapper sp-d-flex sp-align-center eab-icon-position-end'>\n\t\t\t\t\t<span class='sp-eab-accordion-header-start sp-d-flex sp-justify-left sp-align-center'>\n\t\t\t\t\t\t<span class='sp-eab-title-subtitle-wrapper sp-d-flex'>\n\t\t\t\t\t\t\t<span class='sp-eab-accordion-title-wrapper sp-d-flex sp-align-center'>\n\t\t\t\t\t\t\t\t<span class='sp-eab-accordion-title-text'>\n\t\t\t\t\t\t\t\t\tWhat does DORA require from financial firms?\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<span class='sp-eab-accordion-header-end eab-icon-animated'>\n\t\t\t\t\t\t\t\t\t\t\t\t<span class='sp-eab-expand-collapse-icon sp-d-block'>\n\t\t\t\t\t\t\t<i class='sp-eab-expand-icon eab-icon-angle-down-solid'><\/i>\n\t\t\t\t\t\t\t<i class='sp-eab-collapse-icon eab-icon-angle-up-solid'><\/i>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/h3>\n\t\t\t\t\t\t\t<!-- accordion body -->\n\t\t\t\t\t<div class='sp-eab-accordion-content eab-content-6cf481'>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class='sp-eab-accordion-content-wrapper'>\n\t\t\t\t\t\t\t<div class='sp-eab-accordion-body'>\n\t\t\t    \t\t\t\t\n\n<p class=\"wp-block-paragraph\">The EU&#8217;s Digital Operational Resilience Act sets expectations for managing and reporting information and communication technology risk, including risk from third-party providers. Firms should confirm current obligations with their own compliance teams, since detail varies by entity and timeline.<\/p>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\n\t\t\t<div\n\t\t\t\tid =\"sp-eab-item-17d7fcfdb92c\"\n\t\t\t\tclass=\"sp-eab-accordion-item eab-item-6cf481\"\n\t\t\t\t\t\t\t>\n\t\t\t\t<div class=\"sp-eab-accordion-item-wrapper\">\n\t\t\t\t\t\t\t\t<h3 class='sp-eab-accordion-heading sp-d-flex sp-align-center eab-heading-6cf481'\n\t\t\t\t\t\t>\n\t\t\t\t<span class='sp-eab-accordion-header-wrapper sp-d-flex sp-align-center eab-icon-position-end'>\n\t\t\t\t\t<span class='sp-eab-accordion-header-start sp-d-flex sp-justify-left sp-align-center'>\n\t\t\t\t\t\t<span class='sp-eab-title-subtitle-wrapper sp-d-flex'>\n\t\t\t\t\t\t\t<span class='sp-eab-accordion-title-wrapper sp-d-flex sp-align-center'>\n\t\t\t\t\t\t\t\t<span class='sp-eab-accordion-title-text'>\n\t\t\t\t\t\t\t\t\tWhere should a bank start if resources are limited?\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<span class='sp-eab-accordion-header-end eab-icon-animated'>\n\t\t\t\t\t\t\t\t\t\t\t\t<span class='sp-eab-expand-collapse-icon sp-d-block'>\n\t\t\t\t\t\t\t<i class='sp-eab-expand-icon eab-icon-angle-down-solid'><\/i>\n\t\t\t\t\t\t\t<i class='sp-eab-collapse-icon eab-icon-angle-up-solid'><\/i>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/h3>\n\t\t\t\t\t\t\t<!-- accordion body -->\n\t\t\t\t\t<div class='sp-eab-accordion-content eab-content-6cf481'>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class='sp-eab-accordion-content-wrapper'>\n\t\t\t\t\t\t\t<div class='sp-eab-accordion-body'>\n\t\t\t    \t\t\t\t\n\n<p class=\"wp-block-paragraph\">A bank should start with email authentication, a verified callback rule for payments, and fast blame-free reporting. These three cost little, cover the most common attack paths, and work even when a phishing message looks perfect.<\/p>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Banks across EMEA face phishing, supplier breaches, and ransomware downtime. See the main threats and the controls that cut risk without big budgets.<\/p>\n","protected":false},"author":29,"featured_media":15557,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[42],"tags":[],"class_list":["post-15552","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cybersecurity-awareness"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>EMEA Banking Cybersecurity: Threats and Defenses<\/title>\n<meta name=\"description\" content=\"Banks across EMEA face phishing, supplier breaches, and ransomware downtime. 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