{"id":15482,"date":"2026-09-28T09:29:03","date_gmt":"2026-09-28T03:59:03","guid":{"rendered":"https:\/\/threatcop.com\/blog\/?p=15482"},"modified":"2026-09-29T10:05:55","modified_gmt":"2026-09-29T04:35:55","slug":"ai-enabled-social-engineering","status":"publish","type":"post","link":"https:\/\/threatcop.com\/blog\/ai-enabled-social-engineering\/","title":{"rendered":"AI-Enabled Social Engineering: What the Loss Data Shows"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">AI has not created a new category of cyber loss yet. It has made the oldest one, social engineering, dramatically more effective, and insurance claims data shows the shift precisely: losses tied to phishing, social engineering, and transfer fraud climbed from 17.7% of incurred losses in H1 2024 to 85.3% in H1 2026, while zero incurred losses in the same period trace to an actual AI-specific attack vector like prompt injection or agentic misuse. The technology changed. The point of failure did not.<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_88 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #414141;color:#414141\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #414141;color:#414141\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/threatcop.com\/blog\/ai-enabled-social-engineering\/#AIs_Biggest_Attacks_This_Half_Didnt_Touch_the_Loss_Numbers\" >AI&#8217;s Biggest Attacks This Half Didn&#8217;t Touch the Loss Numbers<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/threatcop.com\/blog\/ai-enabled-social-engineering\/#The_Real_Driver_Is_Still_Human_Error_and_the_Data_Proves_It\" >The Real Driver Is Still Human Error, and the Data Proves It<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/threatcop.com\/blog\/ai-enabled-social-engineering\/#Book_a_Free_Demo_Call_with_Our_Expert\" >Book a Free Demo Call with Our Expert<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/threatcop.com\/blog\/ai-enabled-social-engineering\/#Why_Ransomware_Still_Wins_Even_With_All_the_Attention_on_AI\" >Why Ransomware Still Wins Even With All the Attention on AI<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/threatcop.com\/blog\/ai-enabled-social-engineering\/#What_%E2%80%9CTurning_Up_the_Difficulty%E2%80%9D_on_Simulations_Actually_Means\" >What &#8220;Turning Up the Difficulty&#8221; on Simulations Actually Means<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/threatcop.com\/blog\/ai-enabled-social-engineering\/#The_Bottom_Line\" >The Bottom Line<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/threatcop.com\/blog\/ai-enabled-social-engineering\/#Frequently_Asked_Questions\" >Frequently Asked Questions<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"AIs_Biggest_Attacks_This_Half_Didnt_Touch_the_Loss_Numbers\"><\/span>AI&#8217;s Biggest Attacks This Half Didn&#8217;t Touch the Loss Numbers<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Two genuine firsts happened in the same reporting period, and neither shows up in real financial losses yet. Security researchers at Sysdig documented an operation nicknamed <a href=\"https:\/\/www.sysdig.com\/blog\/jadepuffer-agentic-ransomware-for-automated-database-extortion\" rel=\"nofollow noopener\" target=\"_blank\">JADEPUFFER<\/a>, an agentic ransomware run that executed reconnaissance through data destruction with no human operator at any stage, correcting its own failed step in 31 seconds. Separately, OpenAI disclosed that one of its models broke out of a security test, gained internet access, and autonomously breached a production environment at Hugging Face, chaining stolen credentials with a live zero-day to reach remote code execution.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Both incidents are real, demonstrated capability, not speculation. And according to cyber insurer Resilience&#8217;s H1 2026 claims data covering its mid-size to large enterprise portfolio, neither type of event has produced an actual insured loss yet. AI&#8217;s clearest fingerprint on real financial losses right now is not a new kind of attack. It is an old one, delivered more convincingly than before.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"The_Real_Driver_Is_Still_Human_Error_and_the_Data_Proves_It\"><\/span>The Real Driver Is Still Human Error, and the Data Proves It<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The climb in social engineering losses, from 17.7% to 85.3% of incurred losses in two years, is the largest single increase across the report&#8217;s five half-year comparisons. It lines up with what CEOs told the World Economic Forum for its Global Cybersecurity Outlook 2026 report: cyber-enabled fraud and phishing is now their top-ranked cyber concern, with AI risk newly appearing at number two.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The unglamorous causes have not gone anywhere either. Governance-related losses, tied to privileged access gaps, misconfigured authentication, and payment-control failures, still account for 5.4% of this half&#8217;s incurred losses. Known, unpatched vulnerabilities remain the largest single technical cause of loss at 7.0%, and <a href=\"https:\/\/cloud.google.com\/blog\/topics\/threat-intelligence\/m-trends-2026\" rel=\"nofollow noopener\" target=\"_blank\">Mandiant&#8217;s M-Trends 2026 report<\/a> found that the mean time to exploit a new flaw has gone negative industry-wide, meaning attackers now routinely weaponize a vulnerability before a patch even exists. Both problems have well-established fixes. What is missing is the speed and consistency of applying them, the same gap that has always separated organizations that get breached from those that do not.<\/p>\n\n\n\n<meta charset=\"UTF-8\">\n<meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\">\n<title>Threatcop \u2013 Book a Free Demo<\/title>\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Outfit:wght@300;400;500;600;700&#038;display=swap\" rel=\"stylesheet\">\n<style>\n  .tc-wrap , .tc-wrap ::before, .tc-wrap ::after { box-sizing: border-box; margin: 0; padding: 0; }\n  .tc-wrap { font-family: 'Outfit', sans-serif; width: 100%; display: flex; justify-content: center; padding: 20px 10px; }\n  .tc-card { width: 100%; max-width: 820px; background: #fff; border-radius: 20px; overflow: hidden; box-shadow: 0 20px 60px rgba(24,57,148,0.13), 0 4px 16px rgba(24,57,148,0.07); display: flex; flex-direction: row; }\n  .tc-left { background: linear-gradient(160deg, #1e44b0 0%, #183994 40%, #0e2570 100%); width: 320px; flex-shrink: 0; padding: 40px 32px; display: flex; flex-direction: column; justify-content: center; position: relative; overflow: hidden; }\n  .tc-left::before { content: ''; position: absolute; inset: 0; background-image: radial-gradient(rgba(255,255,255,0.08) 1.5px, transparent 1.5px); background-size: 22px 22px; }\n  .tc-left::after { content: ''; position: absolute; bottom: -60px; right: -60px; width: 220px; height: 220px; background: radial-gradient(circle, rgba(99,179,255,0.22) 0%, transparent 65%); border-radius: 50%; pointer-events: none; }\n  .tc-panel-inner { position: relative; z-index: 1; }\n  .tc-badge { display: inline-flex !important; align-items: center !important; gap: 6px; background: rgba(255,255,255,0.1) !important; border: 1px solid rgba(255,255,255,0.18) !important; border-radius: 20px !important; padding: 4px 14px 4px 10px !important; font-size: 12.5px !important; font-weight: 600 !important; letter-spacing: .09em !important; text-transform: uppercase !important; color: rgba(255,255,255,0.85) !important; margin-bottom: 18px !important; font-family: 'Outfit', sans-serif !important; line-height: 1.4 !important; }\n  .tc-badge-dot { width: 6px; height: 6px; background: #5cd9a0; border-radius: 50%; box-shadow: 0 0 6px #5cd9a0; flex-shrink: 0; display: inline-block; }\n  .tc-left h1, .tc-left h2, .tc-left h3, .tc-left h4, .tc-left h5, .tc-left h6 { color: #ffffff !important; font-family: 'Outfit', sans-serif !important; font-size: 28px !important; font-weight: 700 !important; line-height: 1.35 !important; letter-spacing: -0.3px !important; margin: 0 !important; padding: 0 !important; background: none !important; -webkit-text-fill-color: #ffffff !important; }\n  .tc-left h2 em { font-style: normal !important; color: #7ec8ff !important; -webkit-text-fill-color: #7ec8ff !important; }\n  .tc-left p, .tc-left .tc-sub { color: rgba(255,255,255,0.78) !important; -webkit-text-fill-color: rgba(255,255,255,0.78) !important; font-family: 'Outfit', sans-serif !important; font-size: 14px !important; font-weight: 300 !important; line-height: 1.65 !important; margin-top: 12px !important; background: none !important; }\n  .tc-right { flex: 1; padding: 32px 32px 28px; display: flex; flex-direction: column; justify-content: center; }\n  .tc-form-title { font-size: 13px !important; font-weight: 600 !important; letter-spacing: .12em; text-transform: uppercase; color: #8fa4cc !important; margin-bottom: 20px !important; display: flex !important; align-items: center !important; gap: 10px; font-family: 'Outfit', sans-serif !important; }\n  .tc-form-title::after { content: ''; flex: 1; height: 1px; background: #eef1fa; }\n  .tc-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }\n  .tc-field { display: flex; flex-direction: column; gap: 5px; }\n  .tc-field.full { grid-column: 1 \/ -1; }\n  .tc-field label { font-size: 13px !important; font-weight: 600 !important; color: #3a4f7a !important; letter-spacing: .04em; text-transform: uppercase; font-family: 'Outfit', sans-serif !important; display: block !important; }\n  .tc-input-wrap { position: relative; display: flex; align-items: center; }\n  .tc-input-wrap .tc-fi { position: absolute; right: 12px; width: 15px; height: 15px; stroke: #c0ccdf; stroke-width: 1.8; pointer-events: none; fill: none; }\n  .tc-wrap input[type=\"text\"], .tc-wrap input[type=\"email\"], .tc-wrap input[type=\"number\"] { width: 100% !important; border: 1.5px solid #e2e9f7 !important; border-radius: 10px !important; padding: 9px 34px 9px 13px !important; font-family: 'Outfit', sans-serif !important; font-size: 15px !important; font-weight: 400 !important; color: #1e2d50 !important; background: #f8faff !important; outline: none !important; transition: border-color .2s, background .2s, box-shadow .2s; -moz-appearance: textfield; box-shadow: none !important; -webkit-text-fill-color: #1e2d50 !important; }\n  .tc-wrap input[type=\"number\"]::-webkit-inner-spin-button, .tc-wrap input[type=\"number\"]::-webkit-outer-spin-button { -webkit-appearance: none; }\n  .tc-wrap input::placeholder { color: #c0ccdf !important; -webkit-text-fill-color: #c0ccdf !important; opacity: 1; }\n  .tc-wrap input:focus { border-color: #183994 !important; background: #fff !important; box-shadow: 0 0 0 3.5px rgba(24,57,148,0.1) !important; }\n  .tc-phone-row { display: flex; gap: 8px; }\n  .tc-flag-select { position: relative; flex-shrink: 0; }\n  .tc-flag-select select { appearance: none !important; -webkit-appearance: none !important; border: 1.5px solid #e2e9f7 !important; border-radius: 10px !important; padding: 9px 26px 9px 12px !important; font-family: 'Outfit', sans-serif !important; font-size: 14px !important; font-weight: 500 !important; color: #1e2d50 !important; background: #f8faff !important; outline: none !important; cursor: pointer; width: 100px !important; transition: border-color .2s, box-shadow .2s; }\n  .tc-flag-select select:focus { border-color: #183994 !important; box-shadow: 0 0 0 3.5px rgba(24,57,148,0.1) !important; }\n  .tc-flag-select::after { content: ''; position: absolute; right: 10px; top: 50%; transform: translateY(-50%); width: 0; height: 0; border-left: 4px solid transparent; border-right: 4px solid transparent; border-top: 5px solid #a0b0cc; pointer-events: none; }\n  .tc-phone-row .tc-input-wrap { flex: 1; }\n  .tc-btn-submit { width: 100% !important; margin-top: 18px !important; padding: 11px !important; background: #183994 !important; border: none !important; border-radius: 10px !important; color: #fff !important; -webkit-text-fill-color: #fff !important; font-family: 'Outfit', sans-serif !important; font-size: 15px !important; font-weight: 600 !important; letter-spacing: .05em; cursor: pointer; display: flex !important; align-items: center !important; justify-content: center !important; gap: 9px; transition: background .2s, transform .15s, box-shadow .2s; box-shadow: 0 6px 24px rgba(24,57,148,0.28) !important; text-decoration: none !important; }\n  .tc-btn-submit:hover { background: #1d46b5 !important; transform: translateY(-1px); box-shadow: 0 10px 32px rgba(24,57,148,0.35) !important; color: #fff !important; }\n  .tc-btn-submit:active { transform: translateY(0); }\n  .tc-btn-submit svg { width: 16px; height: 16px; stroke: #fff; stroke-width: 2.2; fill: none; flex-shrink: 0; }\n  .tc-trust { margin-top: 10px !important; display: flex !important; align-items: center !important; justify-content: center !important; gap: 5px; font-size: 13px !important; color: #a0b0cc !important; font-family: 'Outfit', sans-serif !important; }\n  .tc-trust svg { width: 12px; height: 12px; stroke: #a0b0cc; stroke-width: 2; fill: none; flex-shrink: 0; }\n  @media (max-width: 680px) {\n    .tc-card { flex-direction: column !important; }\n    .tc-left { width: 100% !important; padding: 28px 24px 24px !important; }\n    .tc-right { padding: 24px 20px !important; }\n    .tc-grid { grid-template-columns: 1fr !important; }\n    .tc-field.full { grid-column: 1 !important; }\n  }\n<\/style>\n\n<div class=\"tc-wrap\">\n  <div class=\"tc-card\">\n    <div class=\"tc-left\">\n      <div class=\"tc-panel-inner\">\n        <div class=\"tc-badge\">\n          <span class=\"tc-badge-dot\"><\/span>\n          People Security Management\n        <\/div>\n        <h2><span class=\"ez-toc-section\" id=\"Book_a_Free_Demo_Call_with_Our_Expert\"><\/span>Book a Free<br><em>Demo Call<\/em><br>with Our Expert<span class=\"ez-toc-section-end\"><\/span><\/h2>\n        <p class=\"tc-sub\">Discover how Threatcop protects your workforce from modern cyber threats.<\/p>\n      <\/div>\n    <\/div>\n    <div class=\"tc-right\">\n      <div class=\"tc-form-title\">Your Details<\/div>\n      <form action=\"https:\/\/threatcop.com\/thankyou-blog\" method=\"get\" target=\"_blank\">\n        <input type=\"hidden\" name=\"BlogForm\" value=\"BlogForm\">\n        <input type=\"hidden\" name=\"PageSource\" id=\"tc-page-source\" value=\"\">\n        <div class=\"tc-grid\">\n          <div class=\"tc-field\">\n            <label>Full Name<\/label>\n            <div class=\"tc-input-wrap\">\n              <input type=\"text\" name=\"FullName\" placeholder=\"Jane Smith\" required=\"\">\n              <svg class=\"tc-fi\" viewBox=\"0 0 24 24\" stroke-linecap=\"round\"><circle cx=\"12\" cy=\"8\" r=\"4\"><\/circle><path d=\"M4 20c0-4 3.58-7 8-7s8 3 8 7\"><\/path><\/svg>\n            <\/div>\n          <\/div>\n          <div class=\"tc-field\">\n            <label>Company Name<\/label>\n            <div class=\"tc-input-wrap\">\n              <input type=\"text\" name=\"CompanyName\" placeholder=\"Acme Corp\" required=\"\">\n              <svg class=\"tc-fi\" viewBox=\"0 0 24 24\" stroke-linecap=\"round\"><rect x=\"3\" y=\"3\" width=\"18\" height=\"18\" rx=\"2\"><\/rect><path d=\"M9 3v18M3 9h6M3 15h6\"><\/path><\/svg>\n            <\/div>\n          <\/div>\n          <div class=\"tc-field full\">\n            <label>Corporate Email<\/label>\n            <div class=\"tc-input-wrap\">\n              <input type=\"email\" name=\"email\" placeholder=\"jane@yourcompany.com\" required=\"\">\n              <svg class=\"tc-fi\" viewBox=\"0 0 24 24\" stroke-linecap=\"round\"><rect x=\"2\" y=\"4\" width=\"20\" height=\"16\" rx=\"2\"><\/rect><polyline points=\"2,4 12,13 22,4\"><\/polyline><\/svg>\n            <\/div>\n          <\/div>\n          <div class=\"tc-field full\">\n            <label>Phone Number<\/label>\n            <div class=\"tc-input-wrap\">\n              <input type=\"number\" name=\"Phone\" placeholder=\"98765 43210\" required=\"\">\n              <svg class=\"tc-fi\" viewBox=\"0 0 24 24\" stroke-linecap=\"round\"><path d=\"M22 16.92v3a2 2 0 01-2.18 2A19.79 19.79 0 013.09 4.18 2 2 0 015.07 2h3a2 2 0 012 1.72c.13.96.36 1.9.71 2.81a2 2 0 01-.45 2.11L9.09 9.91a16 16 0 006 6l1.27-1.27a2 2 0 012.11-.45c.91.35 1.85.58 2.81.71A2 2 0 0122 16.92z\"><\/path><\/svg>\n            <\/div>\n          <\/div>\n        <\/div>\n        <button type=\"submit\" class=\"tc-btn-submit\">\n          <svg viewBox=\"0 0 24 24\" stroke-linecap=\"round\"><path d=\"M22 2L11 13M22 2L15 22l-4-9-9-4 20-7z\"><\/path><\/svg>\n          Book My Free Demo\n        <\/button>\n        <div class=\"tc-trust\">\n          <svg viewBox=\"0 0 24 24\" stroke-linecap=\"round\"><rect x=\"3\" y=\"11\" width=\"18\" height=\"11\" rx=\"2\"><\/rect><path d=\"M7 11V7a5 5 0 0110 0v4\"><\/path><\/svg>\n          Your data is safe &amp; never shared with third parties\n        <\/div>\n      <\/form>\n    <\/div>\n  <\/div>\n<\/div>\n<script>document.getElementById('tc-page-source').value = window.location.href;<\/script>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_Ransomware_Still_Wins_Even_With_All_the_Attention_on_AI\"><\/span>Why Ransomware Still Wins Even With All the Attention on AI<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ransomware, driven by extortion, remains the single most expensive line item, holding between 65% and 75% of incurred losses every half-year since 2024 and sitting at 73% year to date, despite accounting for only 5.8% of total claims. Severity, not frequency, is what makes it the biggest number on the page.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The mechanics are shifting in a way that matters operationally: more attackers are skipping encryption entirely and going straight to <a href=\"https:\/\/unlock.cyberresilience.com\/the-ransom-dilemma\" rel=\"nofollow noopener\" target=\"_blank\">data-theft-only extortion<\/a>. A backup strategy, however good, does nothing against this model, because there is no file to restore. What actually catches it is identity containment and exfiltration detection, plus a workforce that reports something unusual <a href=\"https:\/\/threatcop.com\/threatcop-phishing-incident-response\">fast enough to matter<\/a>, since a stolen credential sitting quietly for weeks before anyone notices is exactly the gap this attack model depends on. <a href=\"https:\/\/threatcop.com\/blog\/how-does-ransomware-spreads\/\">How ransomware actually spreads<\/a> has always started with a human decision, whether the payload that follows encrypts anything or not.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_%E2%80%9CTurning_Up_the_Difficulty%E2%80%9D_on_Simulations_Actually_Means\"><\/span>What &#8220;Turning Up the Difficulty&#8221; on Simulations Actually Means<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Resilience&#8217;s own CISO put the industry&#8217;s core testing problem plainly: click rates should inform real adjustments to training, and that only works if the click rates being measured are real rather than artificially suppressed by easy, predictable simulations. Three concrete implications follow from that.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Stop optimizing simulations to look good.<\/strong> A phishing test built to produce a flattering low click rate measures the wrong thing. <a href=\"https:\/\/threatcop.com\/blog\/metrics-for-measuring-the-impact-of-security-training\/\">Metrics that actually track behavioral change<\/a>, not a vanity number for a quarterly report, are what tell you whether phishing simulation training is actually working.<\/li>\n\n\n\n<li><strong>Test beyond email, because attacks already have.<\/strong> A voice call using a cloned executive&#8217;s voice, a text message, or a collaboration-tool message are all now realistic vectors, and a program that only ever simulates email lures is testing against a threat model that stopped being complete years ago. <a href=\"https:\/\/threatcop.com\/ai-vishing-attack-simulation\">Simulating a deepfake voice call<\/a> tests a genuinely different reflex than spotting a suspicious link, and both need practice.<\/li>\n\n\n\n<li><strong>Treat ransomware&#8217;s human dependency as the actual attack surface.<\/strong> Ransomware&#8217;s reliance on employee behavior to gain the initial foothold has not changed just because the extortion method itself has, which means the same simulation and reporting discipline still applies regardless of what happens after the credential is stolen.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">None of this argues that AI-specific risk should be ignored. It argues that the actual loss data says where the emergency is right now, and it is not where most budget conversations currently point. <a href=\"https:\/\/threatcop.com\/blog\/how-to-build-a-strong-security-culture\/\">A security culture<\/a> built around fast, non-punitive reporting catches both the AI-polished lure and the old-fashioned unpatched server, which is exactly why it outperforms any single tool aimed at one attack type.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"The_Bottom_Line\"><\/span>The Bottom Line<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The organizations chasing agentic-attack defenses while their phishing simulations still test 2019-era email lures have the priority order backwards. The claims data is specific about where the money is actually being lost: an old vulnerability nobody patched, a payment control nobody enforced, and a human being talked into an action that AI made more convincing than a training program built five years ago ever anticipated.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span>Frequently Asked Questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\t\t<div class=\"sp-easy-accordion-block sp-eab-regular-accordion alignwide\"\n\t\t\t\t>\n\t\t\t<div class=\"sp-eab-wrapper sp-eab-vertical-accordion sp-eab-27addd6abba1\">\n\t\t\t\t\t\t\t\t<div class='sp-eab-accordion sp-eab-mode-vertical sp-eab-vertical-one sp-d-flex' data-accordion-settings=\"{&quot;mode&quot;:&quot;vertical&quot;,&quot;activeEvent&quot;:&quot;click&quot;,&quot;defaultAccordionOpen&quot;:&quot;first-item&quot;,&quot;selectedItemOpen&quot;:0,&quot;openMultiItemAtaTime&quot;:false,&quot;scrollToTopOnLoad&quot;:false,&quot;scrollToTopOnClick&quot;:false,&quot;accordionItemToUrl&quot;:false,&quot;animationEffect&quot;:false,&quot;applyAccessibility&quot;:true}\">\n        \t    \t\n\t\t\t<div\n\t\t\t\tid =\"sp-eab-item-e3e6efc5ef6b\"\n\t\t\t\tclass=\"sp-eab-accordion-item eab-item-6abba1\"\n\t\t\t\t\t\t\t>\n\t\t\t\t<div class=\"sp-eab-accordion-item-wrapper\">\n\t\t\t\t\t\t\t\t<h3 class='sp-eab-accordion-heading sp-d-flex sp-align-center eab-heading-6abba1'\n\t\t\t\t\t\t>\n\t\t\t\t<span class='sp-eab-accordion-header-wrapper sp-d-flex sp-align-center eab-icon-position-end'>\n\t\t\t\t\t<span class='sp-eab-accordion-header-start sp-d-flex sp-justify-left sp-align-center'>\n\t\t\t\t\t\t<span class='sp-eab-title-subtitle-wrapper sp-d-flex'>\n\t\t\t\t\t\t\t<span class='sp-eab-accordion-title-wrapper sp-d-flex sp-align-center'>\n\t\t\t\t\t\t\t\t<span class='sp-eab-accordion-title-text'>\n\t\t\t\t\t\t\t\t\tHas AI actually caused cyber insurance losses yet?\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<span class='sp-eab-accordion-header-end eab-icon-animated'>\n\t\t\t\t\t\t\t\t\t\t\t\t<span class='sp-eab-expand-collapse-icon sp-d-block'>\n\t\t\t\t\t\t\t<i class='sp-eab-expand-icon eab-icon-angle-down-solid'><\/i>\n\t\t\t\t\t\t\t<i class='sp-eab-collapse-icon eab-icon-angle-up-solid'><\/i>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/h3>\n\t\t\t\t\t\t\t<!-- accordion body -->\n\t\t\t\t\t<div class='sp-eab-accordion-content eab-content-6abba1'>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class='sp-eab-accordion-content-wrapper'>\n\t\t\t\t\t\t\t<div class='sp-eab-accordion-body'>\n\t\t\t    \t\t\t\t\n\n<p class=\"wp-block-paragraph\">Not directly, according to the most recent claims data available. Zero incurred losses in one major insurer&#8217;s H1 2026 portfolio trace to an AI-specific attack vector such as prompt injection or agentic misuse. AI&#8217;s impact shows up instead in how much more effective older attack methods, especially social engineering, have become.<\/p>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\n\t\t\t<div\n\t\t\t\tid =\"sp-eab-item-27566bdc0a73\"\n\t\t\t\tclass=\"sp-eab-accordion-item eab-item-6abba1\"\n\t\t\t\t\t\t\t>\n\t\t\t\t<div class=\"sp-eab-accordion-item-wrapper\">\n\t\t\t\t\t\t\t\t<h3 class='sp-eab-accordion-heading sp-d-flex sp-align-center eab-heading-6abba1'\n\t\t\t\t\t\t>\n\t\t\t\t<span class='sp-eab-accordion-header-wrapper sp-d-flex sp-align-center eab-icon-position-end'>\n\t\t\t\t\t<span class='sp-eab-accordion-header-start sp-d-flex sp-justify-left sp-align-center'>\n\t\t\t\t\t\t<span class='sp-eab-title-subtitle-wrapper sp-d-flex'>\n\t\t\t\t\t\t\t<span class='sp-eab-accordion-title-wrapper sp-d-flex sp-align-center'>\n\t\t\t\t\t\t\t\t<span class='sp-eab-accordion-title-text'>\n\t\t\t\t\t\t\t\t\tWhy did social engineering losses jump so dramatically?\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<span class='sp-eab-accordion-header-end eab-icon-animated'>\n\t\t\t\t\t\t\t\t\t\t\t\t<span class='sp-eab-expand-collapse-icon sp-d-block'>\n\t\t\t\t\t\t\t<i class='sp-eab-expand-icon eab-icon-angle-down-solid'><\/i>\n\t\t\t\t\t\t\t<i class='sp-eab-collapse-icon eab-icon-angle-up-solid'><\/i>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/h3>\n\t\t\t\t\t\t\t<!-- accordion body -->\n\t\t\t\t\t<div class='sp-eab-accordion-content eab-content-6abba1'>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class='sp-eab-accordion-content-wrapper'>\n\t\t\t\t\t\t\t<div class='sp-eab-accordion-body'>\n\t\t\t    \t\t\t\t\n\n<p class=\"wp-block-paragraph\">Losses tied to phishing, social engineering, and transfer fraud climbed from 17.7% of incurred losses in H1 2024 to 85.3% in H1 2026. That matches <a href=\"https:\/\/www.weforum.org\/publications\/global-cybersecurity-outlook-2026\/\" rel=\"nofollow noopener\" target=\"_blank\">what CEOs told the World Economic Forum<\/a> was their top-ranked cyber concern this year. AI-generated content removed the old, reliable tells employees were trained to spot, while the underlying human decision the attack targets has not changed at all.<\/p>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\n\t\t\t<div\n\t\t\t\tid =\"sp-eab-item-0c618504cbf7\"\n\t\t\t\tclass=\"sp-eab-accordion-item eab-item-6abba1\"\n\t\t\t\t\t\t\t>\n\t\t\t\t<div class=\"sp-eab-accordion-item-wrapper\">\n\t\t\t\t\t\t\t\t<h3 class='sp-eab-accordion-heading sp-d-flex sp-align-center eab-heading-6abba1'\n\t\t\t\t\t\t>\n\t\t\t\t<span class='sp-eab-accordion-header-wrapper sp-d-flex sp-align-center eab-icon-position-end'>\n\t\t\t\t\t<span class='sp-eab-accordion-header-start sp-d-flex sp-justify-left sp-align-center'>\n\t\t\t\t\t\t<span class='sp-eab-title-subtitle-wrapper sp-d-flex'>\n\t\t\t\t\t\t\t<span class='sp-eab-accordion-title-wrapper sp-d-flex sp-align-center'>\n\t\t\t\t\t\t\t\t<span class='sp-eab-accordion-title-text'>\n\t\t\t\t\t\t\t\t\tIs ransomware still a bigger risk than AI-specific attacks?\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<span class='sp-eab-accordion-header-end eab-icon-animated'>\n\t\t\t\t\t\t\t\t\t\t\t\t<span class='sp-eab-expand-collapse-icon sp-d-block'>\n\t\t\t\t\t\t\t<i class='sp-eab-expand-icon eab-icon-angle-down-solid'><\/i>\n\t\t\t\t\t\t\t<i class='sp-eab-collapse-icon eab-icon-angle-up-solid'><\/i>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/h3>\n\t\t\t\t\t\t\t<!-- accordion body -->\n\t\t\t\t\t<div class='sp-eab-accordion-content eab-content-6abba1'>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class='sp-eab-accordion-content-wrapper'>\n\t\t\t\t\t\t\t<div class='sp-eab-accordion-body'>\n\t\t\t    \t\t\t\t\n\n<p class=\"wp-block-paragraph\">By a wide margin in terms of actual financial loss. Ransomware has accounted for 65 to 75% of incurred losses every half-year since 2024, despite making up less than 6% of total claims, because severity per incident is so much higher than frequency.<\/p>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\n\t\t\t<div\n\t\t\t\tid =\"sp-eab-item-43e47c859535\"\n\t\t\t\tclass=\"sp-eab-accordion-item eab-item-6abba1\"\n\t\t\t\t\t\t\t>\n\t\t\t\t<div class=\"sp-eab-accordion-item-wrapper\">\n\t\t\t\t\t\t\t\t<h3 class='sp-eab-accordion-heading sp-d-flex sp-align-center eab-heading-6abba1'\n\t\t\t\t\t\t>\n\t\t\t\t<span class='sp-eab-accordion-header-wrapper sp-d-flex sp-align-center eab-icon-position-end'>\n\t\t\t\t\t<span class='sp-eab-accordion-header-start sp-d-flex sp-justify-left sp-align-center'>\n\t\t\t\t\t\t<span class='sp-eab-title-subtitle-wrapper sp-d-flex'>\n\t\t\t\t\t\t\t<span class='sp-eab-accordion-title-wrapper sp-d-flex sp-align-center'>\n\t\t\t\t\t\t\t\t<span class='sp-eab-accordion-title-text'>\n\t\t\t\t\t\t\t\t\tWhat does &#8220;testing beyond email&#8221; actually mean for a security awareness program?\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<span class='sp-eab-accordion-header-end eab-icon-animated'>\n\t\t\t\t\t\t\t\t\t\t\t\t<span class='sp-eab-expand-collapse-icon sp-d-block'>\n\t\t\t\t\t\t\t<i class='sp-eab-expand-icon eab-icon-angle-down-solid'><\/i>\n\t\t\t\t\t\t\t<i class='sp-eab-collapse-icon eab-icon-angle-up-solid'><\/i>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/h3>\n\t\t\t\t\t\t\t<!-- accordion body -->\n\t\t\t\t\t<div class='sp-eab-accordion-content eab-content-6abba1'>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class='sp-eab-accordion-content-wrapper'>\n\t\t\t\t\t\t\t<div class='sp-eab-accordion-body'>\n\t\t\t    \t\t\t\t\n\n<p class=\"wp-block-paragraph\">Adding simulations for voice calls, including cloned-voice vishing, text messages, and collaboration-platform messages, alongside traditional email phishing tests, since real attacks now routinely use all of these channels and a program that only tests one is measuring an incomplete picture of readiness.<\/p>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\n\t\t\t<div\n\t\t\t\tid =\"sp-eab-item-b4f941cc78d5\"\n\t\t\t\tclass=\"sp-eab-accordion-item eab-item-6abba1\"\n\t\t\t\t\t\t\t>\n\t\t\t\t<div class=\"sp-eab-accordion-item-wrapper\">\n\t\t\t\t\t\t\t\t<h3 class='sp-eab-accordion-heading sp-d-flex sp-align-center eab-heading-6abba1'\n\t\t\t\t\t\t>\n\t\t\t\t<span class='sp-eab-accordion-header-wrapper sp-d-flex sp-align-center eab-icon-position-end'>\n\t\t\t\t\t<span class='sp-eab-accordion-header-start sp-d-flex sp-justify-left sp-align-center'>\n\t\t\t\t\t\t<span class='sp-eab-title-subtitle-wrapper sp-d-flex'>\n\t\t\t\t\t\t\t<span class='sp-eab-accordion-title-wrapper sp-d-flex sp-align-center'>\n\t\t\t\t\t\t\t\t<span class='sp-eab-accordion-title-text'>\n\t\t\t\t\t\t\t\t\tShould organizations stop worrying about AI-specific attack vectors like prompt injection?\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<span class='sp-eab-accordion-header-end eab-icon-animated'>\n\t\t\t\t\t\t\t\t\t\t\t\t<span class='sp-eab-expand-collapse-icon sp-d-block'>\n\t\t\t\t\t\t\t<i class='sp-eab-expand-icon eab-icon-angle-down-solid'><\/i>\n\t\t\t\t\t\t\t<i class='sp-eab-collapse-icon eab-icon-angle-up-solid'><\/i>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/h3>\n\t\t\t\t\t\t\t<!-- accordion body -->\n\t\t\t\t\t<div class='sp-eab-accordion-content eab-content-6abba1'>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class='sp-eab-accordion-content-wrapper'>\n\t\t\t\t\t\t\t<div class='sp-eab-accordion-body'>\n\t\t\t    \t\t\t\t\n\n<p class=\"wp-block-paragraph\">No, but the current claims data says the immediate emergency is different: known vulnerabilities, governance gaps, and AI-enhanced social engineering are producing real losses today, while AI-native attack vectors remain a demonstrated capability rather than a current source of measured financial loss. Budget accordingly, not by headline novelty.<\/p>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Zero cyber insurance losses trace to AI-native attacks so far. 85% trace to social engineering instead. See what the claims data actually shows.<\/p>\n","protected":false},"author":16,"featured_media":15493,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[424],"tags":[],"class_list":["post-15482","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ai-cybersecurity"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>AI-Enabled Social Engineering: What the Loss Data Shows<\/title>\n<meta name=\"description\" content=\"Zero cyber insurance losses trace to AI-native attacks so far. 85% trace to social engineering instead. See what the claims data actually shows.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/threatcop.com\/blog\/ai-enabled-social-engineering\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"AI-Enabled Social Engineering: What the Loss Data Shows\" \/>\n<meta property=\"og:description\" content=\"Zero cyber insurance losses trace to AI-native attacks so far. 85% trace to social engineering instead. See what the claims data actually shows.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/threatcop.com\/blog\/ai-enabled-social-engineering\/\" \/>\n<meta property=\"og:site_name\" content=\"Threatcop\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/people\/Threatcop\/100083109892339\/\" \/>\n<meta property=\"article:published_time\" content=\"2026-09-28T03:59:03+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-29T04:35:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/threatcop.com\/blog\/wp-content\/uploads\/2026\/09\/AI-Enabled-Social-Engineering-blog-banner.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Naman Srivastav\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@threatcop\" \/>\n<meta name=\"twitter:site\" content=\"@threatcop\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Naman Srivastav\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/threatcop.com\\\/blog\\\/ai-enabled-social-engineering\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/threatcop.com\\\/blog\\\/ai-enabled-social-engineering\\\/\"},\"author\":{\"name\":\"Naman Srivastav\",\"@id\":\"https:\\\/\\\/threatcop.com\\\/blog\\\/#\\\/schema\\\/person\\\/f7749dc522ccd6a4b5ee7dd146a8de80\"},\"headline\":\"AI-Enabled Social Engineering: What the Loss Data Shows\",\"datePublished\":\"2026-09-28T03:59:03+00:00\",\"dateModified\":\"2026-09-29T04:35:55+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/threatcop.com\\\/blog\\\/ai-enabled-social-engineering\\\/\"},\"wordCount\":1182,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/threatcop.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/threatcop.com\\\/blog\\\/ai-enabled-social-engineering\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/threatcop.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/AI-Enabled-Social-Engineering-blog-banner.png\",\"articleSection\":[\"AI &amp; Cybersecurity\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/threatcop.com\\\/blog\\\/ai-enabled-social-engineering\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/threatcop.com\\\/blog\\\/ai-enabled-social-engineering\\\/\",\"url\":\"https:\\\/\\\/threatcop.com\\\/blog\\\/ai-enabled-social-engineering\\\/\",\"name\":\"AI-Enabled Social Engineering: What the Loss Data Shows\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/threatcop.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/threatcop.com\\\/blog\\\/ai-enabled-social-engineering\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/threatcop.com\\\/blog\\\/ai-enabled-social-engineering\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/threatcop.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/AI-Enabled-Social-Engineering-blog-banner.png\",\"datePublished\":\"2026-09-28T03:59:03+00:00\",\"dateModified\":\"2026-09-29T04:35:55+00:00\",\"description\":\"Zero cyber insurance losses trace to AI-native attacks so far. 85% trace to social engineering instead. See what the claims data actually shows.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/threatcop.com\\\/blog\\\/ai-enabled-social-engineering\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/threatcop.com\\\/blog\\\/ai-enabled-social-engineering\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/threatcop.com\\\/blog\\\/ai-enabled-social-engineering\\\/#primaryimage\",\"url\":\"https:\\\/\\\/threatcop.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/AI-Enabled-Social-Engineering-blog-banner.png\",\"contentUrl\":\"https:\\\/\\\/threatcop.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/AI-Enabled-Social-Engineering-blog-banner.png\",\"width\":1280,\"height\":720,\"caption\":\"Threatcop blog banner reading AI-Enabled Social Engineering, What the Loss Data Shows, over an abstract stacked bar graphic on a dark navy background\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/threatcop.com\\\/blog\\\/ai-enabled-social-engineering\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/threatcop.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"AI-Enabled Social Engineering: What the Loss Data Shows\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/threatcop.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/threatcop.com\\\/blog\\\/\",\"name\":\"Threatcop\",\"description\":\"Cybersecurity Blogs, News, Updates, and Articles\",\"publisher\":{\"@id\":\"https:\\\/\\\/threatcop.com\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/threatcop.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/threatcop.com\\\/blog\\\/#organization\",\"name\":\"Threatcop\",\"url\":\"https:\\\/\\\/threatcop.com\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/threatcop.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/threatcop.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/threatcop-logo-black-1.png\",\"contentUrl\":\"https:\\\/\\\/threatcop.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/threatcop-logo-black-1.png\",\"width\":432,\"height\":102,\"caption\":\"Threatcop\"},\"image\":{\"@id\":\"https:\\\/\\\/threatcop.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/people\\\/Threatcop\\\/100083109892339\\\/\",\"https:\\\/\\\/x.com\\\/threatcop\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/threatcop\\\/\",\"https:\\\/\\\/www.instagram.com\\\/threatcop_official\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/threatcop.com\\\/blog\\\/#\\\/schema\\\/person\\\/f7749dc522ccd6a4b5ee7dd146a8de80\",\"name\":\"Naman Srivastav\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/threatcop.com\\\/blog\\\/wp-content\\\/litespeed\\\/avatar\\\/72975561045dfd62a5443faba13e37e3.jpg?ver=1790833125\",\"url\":\"https:\\\/\\\/threatcop.com\\\/blog\\\/wp-content\\\/litespeed\\\/avatar\\\/72975561045dfd62a5443faba13e37e3.jpg?ver=1790833125\",\"contentUrl\":\"https:\\\/\\\/threatcop.com\\\/blog\\\/wp-content\\\/litespeed\\\/avatar\\\/72975561045dfd62a5443faba13e37e3.jpg?ver=1790833125\",\"caption\":\"Naman Srivastav\"},\"description\":\"Director of Growth Naman Srivastav is the Director of Growth at Threatcop, where he leads customer-facing and product marketing teams. With a self-driven mindset and a passion for strategic execution, Naman brings a competitive edge to everything he does \u2014 from driving market expansion to positioning Threatcop as a leader in people-centric cybersecurity.\",\"sameAs\":[\"https:\\\/\\\/threatcop.com\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/in\\\/naman-srivastav-41a605188\\\/\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"AI-Enabled Social Engineering: What the Loss Data Shows","description":"Zero cyber insurance losses trace to AI-native attacks so far. 85% trace to social engineering instead. See what the claims data actually shows.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/threatcop.com\/blog\/ai-enabled-social-engineering\/","og_locale":"en_US","og_type":"article","og_title":"AI-Enabled Social Engineering: What the Loss Data Shows","og_description":"Zero cyber insurance losses trace to AI-native attacks so far. 85% trace to social engineering instead. See what the claims data actually shows.","og_url":"https:\/\/threatcop.com\/blog\/ai-enabled-social-engineering\/","og_site_name":"Threatcop","article_publisher":"https:\/\/www.facebook.com\/people\/Threatcop\/100083109892339\/","article_published_time":"2026-09-28T03:59:03+00:00","article_modified_time":"2026-09-29T04:35:55+00:00","og_image":[{"width":1280,"height":720,"url":"https:\/\/threatcop.com\/blog\/wp-content\/uploads\/2026\/09\/AI-Enabled-Social-Engineering-blog-banner.png","type":"image\/png"}],"author":"Naman Srivastav","twitter_card":"summary_large_image","twitter_creator":"@threatcop","twitter_site":"@threatcop","twitter_misc":{"Written by":"Naman Srivastav","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/threatcop.com\/blog\/ai-enabled-social-engineering\/#article","isPartOf":{"@id":"https:\/\/threatcop.com\/blog\/ai-enabled-social-engineering\/"},"author":{"name":"Naman Srivastav","@id":"https:\/\/threatcop.com\/blog\/#\/schema\/person\/f7749dc522ccd6a4b5ee7dd146a8de80"},"headline":"AI-Enabled Social Engineering: What the Loss Data Shows","datePublished":"2026-09-28T03:59:03+00:00","dateModified":"2026-09-29T04:35:55+00:00","mainEntityOfPage":{"@id":"https:\/\/threatcop.com\/blog\/ai-enabled-social-engineering\/"},"wordCount":1182,"commentCount":0,"publisher":{"@id":"https:\/\/threatcop.com\/blog\/#organization"},"image":{"@id":"https:\/\/threatcop.com\/blog\/ai-enabled-social-engineering\/#primaryimage"},"thumbnailUrl":"https:\/\/threatcop.com\/blog\/wp-content\/uploads\/2026\/09\/AI-Enabled-Social-Engineering-blog-banner.png","articleSection":["AI &amp; Cybersecurity"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/threatcop.com\/blog\/ai-enabled-social-engineering\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/threatcop.com\/blog\/ai-enabled-social-engineering\/","url":"https:\/\/threatcop.com\/blog\/ai-enabled-social-engineering\/","name":"AI-Enabled Social Engineering: What the Loss Data Shows","isPartOf":{"@id":"https:\/\/threatcop.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/threatcop.com\/blog\/ai-enabled-social-engineering\/#primaryimage"},"image":{"@id":"https:\/\/threatcop.com\/blog\/ai-enabled-social-engineering\/#primaryimage"},"thumbnailUrl":"https:\/\/threatcop.com\/blog\/wp-content\/uploads\/2026\/09\/AI-Enabled-Social-Engineering-blog-banner.png","datePublished":"2026-09-28T03:59:03+00:00","dateModified":"2026-09-29T04:35:55+00:00","description":"Zero cyber insurance losses trace to AI-native attacks so far. 85% trace to social engineering instead. See what the claims data actually shows.","breadcrumb":{"@id":"https:\/\/threatcop.com\/blog\/ai-enabled-social-engineering\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/threatcop.com\/blog\/ai-enabled-social-engineering\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/threatcop.com\/blog\/ai-enabled-social-engineering\/#primaryimage","url":"https:\/\/threatcop.com\/blog\/wp-content\/uploads\/2026\/09\/AI-Enabled-Social-Engineering-blog-banner.png","contentUrl":"https:\/\/threatcop.com\/blog\/wp-content\/uploads\/2026\/09\/AI-Enabled-Social-Engineering-blog-banner.png","width":1280,"height":720,"caption":"Threatcop blog banner reading AI-Enabled Social Engineering, What the Loss Data Shows, over an abstract stacked bar graphic on a dark navy background"},{"@type":"BreadcrumbList","@id":"https:\/\/threatcop.com\/blog\/ai-enabled-social-engineering\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/threatcop.com\/blog\/"},{"@type":"ListItem","position":2,"name":"AI-Enabled Social Engineering: What the Loss Data Shows"}]},{"@type":"WebSite","@id":"https:\/\/threatcop.com\/blog\/#website","url":"https:\/\/threatcop.com\/blog\/","name":"Threatcop","description":"Cybersecurity Blogs, News, Updates, and Articles","publisher":{"@id":"https:\/\/threatcop.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/threatcop.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/threatcop.com\/blog\/#organization","name":"Threatcop","url":"https:\/\/threatcop.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/threatcop.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/threatcop.com\/blog\/wp-content\/uploads\/2026\/08\/threatcop-logo-black-1.png","contentUrl":"https:\/\/threatcop.com\/blog\/wp-content\/uploads\/2026\/08\/threatcop-logo-black-1.png","width":432,"height":102,"caption":"Threatcop"},"image":{"@id":"https:\/\/threatcop.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/people\/Threatcop\/100083109892339\/","https:\/\/x.com\/threatcop","https:\/\/www.linkedin.com\/company\/threatcop\/","https:\/\/www.instagram.com\/threatcop_official\/"]},{"@type":"Person","@id":"https:\/\/threatcop.com\/blog\/#\/schema\/person\/f7749dc522ccd6a4b5ee7dd146a8de80","name":"Naman Srivastav","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/threatcop.com\/blog\/wp-content\/litespeed\/avatar\/72975561045dfd62a5443faba13e37e3.jpg?ver=1790833125","url":"https:\/\/threatcop.com\/blog\/wp-content\/litespeed\/avatar\/72975561045dfd62a5443faba13e37e3.jpg?ver=1790833125","contentUrl":"https:\/\/threatcop.com\/blog\/wp-content\/litespeed\/avatar\/72975561045dfd62a5443faba13e37e3.jpg?ver=1790833125","caption":"Naman Srivastav"},"description":"Director of Growth Naman Srivastav is the Director of Growth at Threatcop, where he leads customer-facing and product marketing teams. With a self-driven mindset and a passion for strategic execution, Naman brings a competitive edge to everything he does \u2014 from driving market expansion to positioning Threatcop as a leader in people-centric cybersecurity.","sameAs":["https:\/\/threatcop.com\/","https:\/\/www.linkedin.com\/in\/naman-srivastav-41a605188\/"]}]}},"_links":{"self":[{"href":"https:\/\/threatcop.com\/blog\/wp-json\/wp\/v2\/posts\/15482","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/threatcop.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/threatcop.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/threatcop.com\/blog\/wp-json\/wp\/v2\/users\/16"}],"replies":[{"embeddable":true,"href":"https:\/\/threatcop.com\/blog\/wp-json\/wp\/v2\/comments?post=15482"}],"version-history":[{"count":1,"href":"https:\/\/threatcop.com\/blog\/wp-json\/wp\/v2\/posts\/15482\/revisions"}],"predecessor-version":[{"id":15507,"href":"https:\/\/threatcop.com\/blog\/wp-json\/wp\/v2\/posts\/15482\/revisions\/15507"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/threatcop.com\/blog\/wp-json\/wp\/v2\/media\/15493"}],"wp:attachment":[{"href":"https:\/\/threatcop.com\/blog\/wp-json\/wp\/v2\/media?parent=15482"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/threatcop.com\/blog\/wp-json\/wp\/v2\/categories?post=15482"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/threatcop.com\/blog\/wp-json\/wp\/v2\/tags?post=15482"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}